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Debt, Etc.

by elimaxxx

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1.
Usury 03:11
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Usury Pay it off pay it off You’re never ever ever gonna pay it off Living a dream, a stupid dream of financial stability Sword of Damocles, Sword of Damocles, missed payments and late fees Scam me once, Scam me twice Scam me every day of my life Usury, Usury, just keeps killing me Rip me off, Rip me off. It's a rip off so rip it up I got caught, I got caught, in a whirlwind getting torn apart Sign again, Sign again, lower payments, longer term Scam me once, Scam me twice Scam me every day of my life Usury, Usury, just keeps killing me Assets like glass: so breakable, so breakable’ Wealth like a ghost, invisible, invisible Interest up to my neck, drowning, drowning Pay it off pay it off You’re never ever ever gonna pay it off Living a dream, a stupid dream of financial stability Sword of damocles, missed payments and late fees Usury, Usury, just keeps killing me
2.
Lunch Debt 02:38
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Its 1 pm and stomachs start to rumble Had no lunch cuz they need to be humble can’t give handouts if hungry kids can’t pay Guess the school will throw that food away Born in debt Dying in debt Lunch debt Diplomas withheld if payments aren’t met Federal funds can’t write off lunch debt Only to hire a collection agency Early childhood cruelty Born in debt Dying in debt Lunch debt Pull yourself by bootstraps until you can fly you’ll owe that money until the day you die Going to bed hungry when the day is done We need free lunch for everyone Born in debt Dying in debt Lunch debt
3.
Dave Ramsey 02:21
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Avocado Toast, Starbucks everyday Should have put that money away It's your fault if the job doesn’t pay Enough to afford a place to stay Personal Responsibility Personal Responsibility Won’t save me You could have been a millionaire But you just kept standing there Flushing money down the drain Complain complain complain Personal Responsibility Personal Responsibility Won’t save me Dave Ramsey is a fucking fraud Tells the poor they’re offending god They don’t deserve pleasure He says” tighten up, don’t complain, Its your fault you live this way” The scam is blaming precarity on personal responsibility Most Americans can’t afford a 500 dollar emergency The cause is shitty pay, It’s the American way Personal Responsibility Personal Responsibility Won’t save me
4.
Andy McFarland 02:04
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Andy McFarland calls me on the phone Says he’ll pay cash for my home He doesn’t care how it looks Just another place to add to his books Good equity, bad neighbors Don’t expect them to do you any favors Flip it over sell again That’s the only way you can win Andy McFarland watches through his Ring He sees each and everything Don’t think you can come by his place He’ll call the cops they’ll wreck your face Good equity, bad neighbors Don’t expect them to do you any favors Flip it over sell again That’s the only way you can win Flip it over, flip it over again Send those values soaring Make the neighborhood so clean Flip it over, flip it over again My home is my ticket to wealth Make the neighborhood so clean Good equity, bad neighbors Don’t expect them to do you any favors Flip it over sell again That’s the only way you can win
5.
Medical Debt 02:34
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I’ve done all that I can Getting sick wasn’t part of the plan Don’t know what i’m gonna do Insurance won’t come through Bills don’t go away when you’re dead They hunt your family down instead Don’t know what i’m gonna do Gofundme won’t come through Owe so much just to keep going Bills just keep showing Don’t know what i’m gonna do Insurance won’t come through Cancerous tumors, malignant styes They still chase the money after your die Save them for insurer’s souvenirs A keepsake for their murderous careers Nickel and dimed while writhing in pain Everything for some profit gain Surprise charges, secret costs Your money or your life, choose your loss I’ve done all that I can Getting sick wasn’t part of the plan Don’t know what i’m gonna do Insurance won’t come through Bills don’t go away when you’re dead They hunt your family down instead Don’t know what i’m gonna do Gofundme won’t come through Don’t know what i’m gonna do Nothing’s coming through
6.
Minimum Wage/Unemployment 06:31
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I’m not lazy, i’m just replaceable Another human capital variable A line in a spreadsheet, so easy to delete Rather take a handout than work in hell Listen to customers and bosses yell Clock off but you can’t go Payday comes and there’s nothing to show Don’t want to work anymore Wasting away in a lonely store Profits are up, we’re still poor But the bosses want more more more Why won’t anyone work for free The bosses lament some conspiracy We treat our employees just like family Less for them and more for me. Stick around and you’ll still earn The same amount, its time to learn That hard work is a waste of time And there’s never been a better time to unionize Nobody wants to work anymore Wasting away in a lonely store Profits are up, we’re still poor But the bosses want more more more Nobody wants to work anymore Standing all day, my back is sore Don’t get paid enough to survive Getting laid off so profits can rise I’m not lazy, but i’m no star I just don’t want to piss in jars And die behind the wheel And die in the breakroom And die behind the wheel And die on the line Dying on the line Dying on the line Dying on the line For $7.25 They take away What you need to survive again and again To leave you with less than you’re worth
7.
Credit Score 02:46
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Credit score, What’s its for Credit score don’t know it anymore Credit score Gonna make it soar No matter what i do it never goes up Sitting at 600 I’ve got no luck Barely make enough to pay my bills I’m stuck in Fico hell Credit score, What’s its for Credit score don’t know it anymore Credit score Gonna make it soar It makes no sense, You pay something off Your score goes down My debt to income Isn’t good enough To keep me up high I’m slipping down To 595 Credit score, What’s its for Credit score don’t know it anymore Credit score Gonna make it soar Can’t get a job if its too low Can’t get a place to live if its too low Can’t get a car if its too low Can’t get shit if its too low Credit score, What’s its for Credit score don’t know it anymore Credit score Gonna make it soar Credit score, Punish the poor
8.
Bitcoin Baby 02:08
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Bitcoin Baby how much can you earn Bitcoin Baby gonna watch the world burn When the water wars break out where you gonna be Dying of thirst talking bout your NFTs As the ice melts and cities flood Your cryptoshit becomes drenched in blood Bitcoin Baby how much can you earn Bitcoin Baby gonna watch the world burn When we’re all dead its gonna be funny Ruined the world for imaginary money Computer farms doing math, sucking power Annihilation getting closer by the hour Bitcoin Baby how much can you earn Bitcoin Baby gonna watch the world burn (breakdown) When the water wars break out where you gonna be Dying of thirst talking bout your NFTs When the water wars break out where you gonna be Dying of thirst talking bout your NFTs To the Moon! To the Moon! The world’s ending soon! To the Moon! To the Moon! The world’s ending soon! Stupid meme coins sent into space Smash elon musk’s fucking face Fake money, tech utopia dreams Dying world bursting at its seams Bitcoin Baby how much can you earn Bitcoin Baby gonna watch the world burn
9.
Payday Loans 02:01
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Got a Flat tire, broken engine block Lost the keys had to change the locks Another crisis, cruel twist of fate Payday always comes too late Another Two Weeks, another two weeks Then i’ll come back again Another Two Weeks, another two weeks Then i’ll come back again Everytime things seem to be going alright The roof springs a leak and drips all night Fell down and broke my phone Time to go get another payday loan Another Two Weeks, another two weeks Never gonna pay it off Another Two Weeks, another two weeks Never gonna pay it off A payday loan is always a trap They catch you once, you’re coming back Stuck in a whirlpool of unending fees Just cuz you can’t afford emergencies Another two weeks, another two weeks Always gonna be the same Another two weeks, another two weeks Always gonna be the same
10.
Debt Collection 02:03
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Knocking on the door, calling on the phone Will they ever leave me alone All day, all night Constant violation of rights Debt collectors are haunting me Calling bout money already got paid Living each day, being afraid Change my address they still track me down Bullies, grifters, lying clowns Debt collectors are haunting me Don’t think death will set you free Collections will stalk your family Thiefs, Cheaters, Scammers, Liars Thiefs, Cheaters, Scammers, Liars Debt collectors are haunting me
11.
Student Loans 01:28
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Four years of school to get some skills Then I Get a job, but it won’t pay the bills Go back again to learn some more That didn’t work, i’m still poor Student loans, student loans As long as i got them i’m never alone Student loans, student loans As long as i got them i’m never alone No matter how much i save, They’re gonna follow me to the grave Refinance to get a lower rate Everything i learned is out of date Student loans, student loans As long as i got them i’m never alone Student loans, student loans As long as i got them i’m never alone Been paying for years The balance went up Got a second job But i’m still fucked That compound interest really making me pay I want to die every single day Student loans, student loans As long as i got them i’m never alone Student loans, student loans As long as i got them i’m never alone
12.
Wage Theft 03:42
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There’s a crimewave sweeping the land No one cares, no one cares Sunlit robberies and midshift muggings It’s just business as usual Out of your pocket and into theirs A billion dollars sucked away No one cares, no one cares Your boss is taking advantage of you It’s just business as usual Stolen wages, stolen pay Clock off, but you gotta stay Stolen wages, stolen pay Clock off, but you gotta stay At-will reigns, your fired if your complain no one cares, no one cares A slap on the wrist and a big promotion it’s just business as usual Stolen wages, stolen pay Clock off, but you gotta stay Stolen wages, stolen pay Clock off, but you gotta stay My boss had a vision It was their bosses vision And their bosses bosses bosses vision Help us on the path to Infinite profit Staring at the reflections of their tail lights In the puddles of the parking lot As they tell you not to clock in to deep clean the walk in freezer. Infinite profit They said, hard work is its own reward And you get to work hard for the rest of your life Hard work is its own reward You are being rewarded right now
13.
Jubilee 07:39
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On the road To wash away what’s owed and yet to be paid The first day of the seventh year From sunrise to sunset Just bow to the king And go forth renewed Stuck in line, never moving Far as the eye can see We’ve waited so long, waited so long Sunset clawed the sky We’re running out of time go forth renewed as i reached the threshold, darkness fell Strangled by mistakes, its only getting harder Done what i should, but its never getting better I have a life to live and i can’t wait any longer Seven Years, seven years, can’t wait any longer Majored in business, minored in psychology Thought about getting a doctor’s of philosophy Was down bad, couldn’ t pay my bills Heard about a man who could make me well He smelled real strong of clove and smoke got a headache standing near while he spoke “i’ll pay your debts, make you whole. All you have to do is give me your soul” So i signed away what made me me For a chance at some financial stability When he was gone, i dropped to my knees, prayed to god and hoped he heard Just make the devil keep his word Strangled by mistakes, it's only getting harder Done what i should, it's never getting better I have a life to live and i can’t wait any longer Seven Years, seven years, can’t wait any longer My creditors gave the eulogy at the funeral They said i was mostly fine, Usually paid on time I’d even started to make a dent in the principal Stuck sticking around, wishing things had gone better And i hadn’t died a debtor Collectors come around and get to wanting But its not them I’m here haunting Me and the other ghosts got to talking and we think its swell rather be spirits than Stuck with usurers in the 7th circle of hell We made up a song and it goes like this: We shouldn’t have to stay These things should get washed away Some ghosts don’t get graves Some debts don’t get repaid

credits

released November 22, 2021

Eli McCormick: Most things
Jane Allred: Backup vox on Wage Theft

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elimaxxx Utah

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